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Privacy Policy

Last Updated: May 18 2025 | Effective Date: May 18 2025

1. Introduction

DisputeTitan ("we", "our", "us") is committed to protecting your personal and financial information. This Privacy Policy describes how we collect, use, store, and share data related to our credit repair services, including dispute filings, credit report storage, and communication with credit bureaus.

2. Information We Collect

We collect the following categories of information:

  • Personal Information: Full name, address, date of birth, Social Security Number, contact details, and identity verification documents.
  • Credit Report Data: Information from credit bureaus, including account history, credit inquiries, public records, and collections.
  • Dispute Records: Copies of dispute letters, supporting documentation, correspondence with credit bureaus or creditors.
  • Usage Information: Website/app activity, device data, and interaction logs to enhance service delivery and security.
  • Payment Information: Billing details collected for subscription or service fees, securely handled by payment processors.

3. How We Use Your Information

We use your information to:

  • Provide and manage credit repair services and dispute processing.
  • Communicate with credit bureaus, creditors, and other third parties on your behalf.
  • Send you updates, service alerts, and support communications.
  • Ensure compliance with federal and state laws, including the Fair Credit Reporting Act (FCRA).
  • Improve and secure our platform and services.

4. Data Sharing and Disclosure

We never sell your data. We may share your information with:

  • Credit Bureaus & Creditors: When submitting disputes on your behalf.
  • Service Providers: Cloud hosting, payment gateways, document processors under strict confidentiality.
  • Legal Authorities: When required by law, such as subpoenas or investigations.
  • Business Transfers: During mergers, acquisitions, or similar transactions, subject to your rights under applicable law.

5. Data Security

Your data security is paramount. We use encryption, access controls, and secure storage to safeguard your credit and personal data. While we follow best practices, no method of transmission is 100% secure.

6. Your Data Rights

You may have rights under applicable laws, such as:

  • Access: Request a copy of your data.
  • Correction: Request updates to inaccurate information.
  • Deletion: Request data deletion (except where retention is legally required).
  • Opt-Out: Unsubscribe from non-essential communications.

To exercise your rights, contact us using the details below.

7. Data Retention

We retain your personal and credit information for as long as necessary to fulfill our services, meet legal obligations, and resolve disputes. After that, your data is securely deleted or anonymized.

8. Children's Privacy

Our services are not intended for individuals under 18. We do not knowingly collect data from minors. If we become aware of such collection, we will delete the information promptly.

9. Changes to This Privacy Policy

We may revise this Privacy Policy periodically. Updates will be posted here, and the "Last Updated" date will reflect the most recent changes.

10. Contact Us

If you have any questions or concerns about this Privacy Policy or your personal data, please contact us: